Finance Tools

Four-installment BNPL where merchant receives full payment immediately.

Buy-now-pay-later in four fortnightly installments.

Installment plans or 30-day deferred payment for eCommerce.

Credit-based installment payments to increase average order value.

Corporate card for eCommerce brands with higher limits and built-in spend management.

Payment gateway with PayPal, Venmo, cards, and digital wallets.

Revenue-based financing for eCommerce brands with non-dilutive funding.

Interest-free installment payments targeting millennial shoppers.

Automated sales tax compliance and filing for eCommerce brands.

Financial planning and analytics platform for eCommerce brands.

"Try Before You Buy" replicating in-store experiences online.

AI-powered sales tax automation and compliance for eCommerce.

Working capital and AP/AR automation platform for CPG and eCommerce.

eCommerce funding for inventory and marketing based on revenue data.

Carbon offset API for sustainable eCommerce transactions.

Product protection and extended warranty platform for eCommerce.

Automated AI/ML bookkeeping dedicated to eCommerce brands with real-time accuracy.

Sales tax automation with real-time compliance for eCommerce.

Corporate card and spend management platform for growing businesses.

Growth capital platform providing non-dilutive financing to consumer brands.

Growth funding platform for eCommerce sellers with continuous capital.

Automated sales tax calculation, reporting, and filing for eCommerce.

Smart plug & play checkout experience to boost revenue.

Merchant-branded wallets with payment options starting at 1%.

Banking and financial management platform built for eCommerce brands.

Business banking and finance platform with corporate cards and AP automation.

Global employment platform for hiring international talent compliantly.

Comprehensive accounting for bookkeeping, invoicing, expenses, and payroll.

AI-powered financial management tracking margins in real-time for eCommerce.

Auto-books and reconciles thousands of transactions across selling platforms.

All-in-one AI finance solution for real-time accounting and reconciliation.

Auto-generates and sends professional invoices for Shopify stores.

Syncs sales, inventory, and settlements from marketplaces to QuickBooks and Xero.

Real-time profit tracking and analytics for Shopify stores.

Built-in bill payment tool within Shopify admin.

Automated chargeback prevention and dispute management.

Financial technology platform for eCommerce payment optimization.

Spreadsheet integration and financial data sync for eCommerce.

Financial management and accounting tool for online stores.

Payment processing and chargeback management platform.

Subscription billing and payment management platform.

Cash-on-delivery order form and payment solution for Shopify.

Product bundling and volume discount payment tool.

Adyen (AMS: ADYEN) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. For support visit: https://support.adyen.com

We're championing possibilities for all by making money fast, easy, and more enjoyable. Our hope is to unlock opportunities for people in their everyday lives and empower the millions of people and businesses around the world who trust, rely, and use PayPal every day. For support, visit the PayPal Help Center. https://payp.al/help For employment opportunities, check out our job openings in the 'Jobs' tab. We're an equal opportunity employer that welcomes diversity, and offer generous benefits to help you thrive at work and in your free time. NMLS#910457: https://nmlsconsumeraccess.org/

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

Bread Financial (NYSE: BFH)is a tech-forward financial services company offering personalized payment, lending and saving solutions. We empower millions of U.S. consumers through our payment solutions and savings products while delivering growth for some of the most recognized travel & entertainment, health & beauty, jewelry and specialty apparel brands.

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible. This is our mission, and it’s why working at Cash App means so much more than a job. Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

Airwallex is a leading global payments and financial platform for modern businesses, offering trusted solutions to manage everything from business account, payments, treasury, and spend management to embedded finance. With our proprietary infrastructure, Airwallex takes the friction out of global payments and financial operations, empowering businesses of all sizes to unlock new opportunities and grow beyond borders. Proudly founded in Melbourne, Airwallex supports over 150,000 businesses globally and is trusted by brands such as Brex, Canva, Rippling, Navan, Qantas, SHEIN and many more. For more information, visit http://www.airwallex.com

firmly makes every moment shoppable. Firmly.ai is the infrastructure layer powering commerce across AI channels. We connect merchants, LLMs, payment gateways, and marketplaces through a single API — abstracting protocol fragmentation and enabling purchase at the moment of inspiration, anywhere. Merchants go live in hours with zero engineering lift, full MoR control, and PSP flexibility. Partnerships: Perplexity AI · Mastercard Start Path · Salesforce AppExchange · PayPal · CJ · USA TODAY and more.

Stripe builds programmable financial services. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Headquartered in San Francisco and Dublin, the company aims to increase the GDP of the internet.

Riskified (NYSE:RSKD) empowers businesses to unleash ecommerce growth by taking risk off the table. Many of the world’s biggest brands and publicly traded companies selling online rely on Riskified for guaranteed protection against chargebacks, to fight fraud and policy abuse at scale, and to improve customer retention. Developed and managed by the largest team of ecommerce risk analysts, data scientists and researchers, Riskified’s AI-powered fraud and risk intelligence platform analyzes the individual behind each interaction to provide real-time decisions and robust identity-based insights.

Accrue is a branded wallet platform that helps merchants launch their own version of the Starbucks wallet -- a closed-loop ecosystem where customers can pre-fund, pay, earn rewards, and store value.

Acima helps people from all backgrounds live a better quality of life with easier access to the things they need and want—all without using credit. Our proprietary technology enables customers to shop through our mobile app, online, or in stores at thousands of retailers across the nation. And applying for a lease agreement is quick and simple—with flexible purchase options that enable customers to attain ownership whenever they’re ready. Acima is part of the Upbound Group portfolio of companies.

eGifter creates a fun and social gift experience for consumers while helping retailers unlock the revenue opportunities of social and mobile commerce. eGifter is the leading consumer digital gift card sites with over 300 brands and a rewards Insider's Club that sets the pace in the industry. One of the hottest start-ups in the Greater NYC area, eGifter is a well financed and rapidly growing company based in the downtown village of Huntington, NY. Visit egifter.com or download the mobile app for iOS and Android today to experience the power of social gifting.

HSA/FSA payments infrastructure for health and wellness brands. Unlocks $150B+ in pre-tax spending.

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.8 million customers access over $47 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B. We’re consistently recognized for our innovative technology, rapid growth, and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, Best Startup Employer by Forbes, and America’s Greatest Workplaces by Newsweek. Our technology and products have also earned us spots on the World's Top 250 Fintech Companies by CNBC, Deloitte Technology Fast 500, and Fintech Breakthrough Awards. We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.

Katapult is transforming the world of lease-to-own with transparent lease-purchase plans that flex to meet the needs of consumers who are overlooked by traditional credit. With proprietary artificial intelligence (AI) and machine learning (ML) risk-modeling technology, Katapult predicts consumer behavior more accurately than traditional credit scores—providing new paths to ownership for people and new customers for omnichannel retailers. Katapult ensures exceptional experiences with seamless integration, both directly with merchants and through ecommerce platforms, and award-winning customer service. Visit www.katapult.com to learn more.

Koalafi offers convenient and transparent lease-to-own financing options that enable non-prime consumers to make life-changing purchases. With Koalafi, in-store and eCommerce merchants can help more customers get the things they need, while increasing sales and strengthening customer loyalty. Koalafi believes that financing should be more than a payment plan, so they offer customers clear terms, top-rated support, and credit bureau reporting.

Follow us @Wyllo. Wyllo is the only CX-first, end-to-end risk intelligence platform that helps ecommerce merchants manage fraud, policy abuse, and customer experience across the entire commerce lifecycle. By combining identity signals with behavioral intelligence, Wyllo enables merchants to better understand shopper intent and make smarter decisions across checkout, returns, refunds, and customer support. Wyllo works with leading ecommerce brands and integrates directly into the platforms where merchants manage orders and customer interactions.

Nuvei is building the infrastructure for every payment, everywhere. Its modular, flexible, and scalable technology enables leading companies to accept next-generation payments, offer all payout options, and benefit from card issuing, banking, risk, and fraud management services. Connecting businesses to their customers in more than 200 markets, with local acquiring in 50 markets, 150 currencies, and over 720 alternative payment methods, Nuvei provides the technology and insights that help customers and partners succeed locally and globally through one integration.

OneText's mission is to make commerce frictionless by turning every phone number into a universal payment method. We help brands increase sales through automated text to buy.

Priority is for leaders who want to challenge tradition and drive impact, no matter their title or industry. We combine payables, merchant services, and banking and treasury solutions into one unified commerce engine — so leaders are primed to accelerate cash flow and optimize working capital.

Our Mission is to create a better today and unlock the possibilities of tomorrow through financial empowerment. OUR VALUES • We Value People Above All Else • We Do The Right Thing - Period • We Innovate & Simplify • We Have GRIT DIVERSITY @ PROG We believe that diversity – of people and ideas – inspires innovation and improves communities. Progressive Leasing strives to be an inclusive organization that reflects the diversity of the customers we proudly serve. OUR AWARDS 2024 • Best Companies to Work For (U.S. News) • Best Companies to Work For (Utah Business Magazine) 2023 • Shatter List (Women Tech Council) 2022 • Shatter List (Women Tech Council) 2021 • Shatter List (Women Tech Council) • Business Equality Leader (Equality Utah) • Best Companies to Work For (Utah Business Magazine) • Best Places to Work (Phoenix Business Journal) 2020 • Shatter List (Women Tech Council) • Best Companies to Work For (Utah Business Magazine) • Utah's Fast 50 (Utah Business Journal) 2019 • Best Companies to Work For (Utah Business Magazine) • Utah's Fast 50 (Utah Business Magazine) Progressive Leasing is a leading provider of in-store, ecommerce, and app-based point-of-sale lease-to-own solutions that provide transparent and competitive payment options and flexible terms intended to help credit challenged customers achieve merchandise ownership. The company has helped millions of consumers acquire furniture, appliances, jewelry, electronics, mattresses, cell phones, and other products consumers need by utilizing a technology-based proprietary platform that provides instant decisioning results. Progressive Leasing is owned by PROG Holdings, Inc. (NYSE:PRG), a fintech holding company based in Salt Lake City, Utah. More information on Progressive Leasing can be found on the company’s website, https://progleasing.com..

Quantum ePayTM is a Financial Technology company that helps businesses of all types and sizes accept payments, increase revenues, and enhance customer experience. With flexible omnichannel solutions, Quantum delivers end-to-end Payments and Growth Technologies that accelerate profits and efficiencies for retail, ecommerce, B2B, and service organizations. Infused with an unyielding commitment to providing industry-leading Customer Care, Quantum is a trusted, vital, easy-to-work-with partner for thousands of businesses across all 50 states. To learn how we can help your business, visit us at quantumepay.com.

Shift4 (NYSE: FOUR) powers the experience economy, enabling businesses to deliver the moments that matter. Transforming how people shop, dine, stay, and play, Shift4’s commerce technology allows for a seamless experience at any scale. From your neighborhood restaurant to the world’s largest event venues, Shift4 handles billions of transactions annually for hundreds of thousands of businesses around the world. For more information, visit shift4.com.

Shoppable | The Action Layer for the Agentic Economy & Universal Checkout, Enabling Commerce Anywhere.

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses (SMBs). We are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. BILL occasionally uses AI-generated images in marketing materials for illustrative purposes only.

FlexFactor is the first AI-powered decline-decisioning engine that identifies, intercepts, and reverses false payment declines in real time – preventing legitimate transactions from ever failing at checkout. The result: more revenue, fewer lost sales, new customers captured, higher LTV, stronger brand reputation, and reduced CAC waste. Powering both one-time purchases and subscriptions, we have reinvented payment decline recovery.

Fiserv, Inc. (NASDAQ: FISV) is a global technology leader committed to delivering innovative and transformative financial services experiences for clients in more than 100 countries.

Your business has unlimited growth potential. But every new expansion opportunity is accompanied by unexpected threats. Overcome uncertainties with Kount. We’ll help your business grow safely and confidently — no matter your industry or the challenges you face. Kount technology provides customizable automation, real-time analytics, and robust identity insights. We help you understand what is happening and why it is happening so you can make data-driven decisions. KEY FEATURES Consumer insights enable you to fully understand who is interacting with your brand. Account creation addresses risks associated with new account openings to only allow good customers in your ecosystem. Account takeover protection prevents account takeover (ATO) fraud and decreases friction for good customers. Fraud detection and prevention protects your business from emerging threats, unauthorized transactions, revenue loss, and reputational damage. Chargeback management provides multiple layers of protection. Resolve disputes and prevent chargebacks. Respond to chargebacks and friendly fraud to recover revenue. Compliance solutions ensure you adhere to expectations for anti-money laundering (AML), know your customer (KYC), sanctions, embargos, and more.

Mad Mobile LK is a global engineering center based in Sri Lanka, developing end-to-end technology platforms that power connected experiences for restaurants and retailers. Built on an ethos of challenge, disrupt and reimagine, partnerships with Apple, Salesforce, Oracle and many other tech leaders, our CAKE and Concierge product suites are redefining the way businesses operate - helping our customers create more value and run their businesses better.